“When Selling Your Home Might Make Sense”
Medical emergencies can turn your world upside down in a matter of weeks.
Even with insurance, the out-of-pocket costs, surprise bills, and time off work can leave you drowning in debt. If you’re staring at your house and wondering whether selling it could bring financial relief — you’re not alone.
At REI Branded Home Buyer, we talk to homeowners across Washington who are going through exactly this. The good news? You have options, and you don’t have to go through this alone.
Why Medical Debt Can Destroy Your Finances
Medical debt is one of the leading causes of personal bankruptcy in the U.S. It’s often unplanned and unavoidable — and it adds up fast.
We’ve seen it happen after:
- Emergency surgeries
- Chronic illness treatment
- Cancer care
- Long hospital stays
- Unexpected ambulance rides
- Out-of-network providers
- Missed work and lost income
Even with good coverage, you could still be looking at $20,000 to $100,000+ in bills — and that kind of pressure makes every dollar count.
When Selling Your Home Might Make Sense
Your house is likely your largest asset. If you’re struggling with medical bills and running out of cash, it’s natural to ask:
“Should I sell my home to get out from under this debt?”
Here are a few situations where it could make sense:
- You’ve missed a mortgage payment due to hospital costs
- You’re using credit cards to stay afloat
- You can’t afford property taxes or repairs
- You’ve already dipped into savings or retirement
- You need to downsize or relocate for better care
Real Story: Spokane Woman Finds Relief in 12 Days
A woman in Spokane reached out after a sudden cancer diagnosis. Between chemo, hospital visits, and needing time off work, she couldn’t keep up with her mortgage. Her home had some issues, and listing with an agent wasn’t realistic.
We gave her a fair cash offer within 24 hours and closed in 12 days. She was able to pay off her mortgage, cover medical costs, and move closer to family — stress-free.
What Are Your Selling Options?
Let’s break it down:
1. Listing with an Agent
✅ Good if the home is in excellent condition
❌ Takes 60–90+ days
❌ Requires showings, staging, and repairs
❌ Closing costs and commissions eat into your equity
❌ Not ideal when you need fast relief
2. Renting It Out
❌ Still have to manage repairs, tenants, and risk
❌ Won’t get a large lump sum to pay off debt
❌ High stress during an already difficult time
✅ 3. Selling to a Cash Home Buyer
This is the fastest, lowest-stress way to sell:
- No cleaning or fixing anything
- No open houses or showings
- No agent commissions
- Fast closings — in as little as 7–14 days
- We cover closing costs
- You get the cash you need, fast
At REI Branded Home Buyer, we work with people in tough situations every day. You won’t get any pressure, games, or judgment from us — just clear answers and real help.
What If Your House Needs Work?
Not a problem. We buy as-is, no matter the condition:
- Mold or water damage
- Roof leaks
- Old HVAC systems
- Cosmetic issues
- Structural problems
- Foundation cracks
- Hoarder situations
- Incomplete remodels
We’ll take care of all of it after closing — so you don’t have to.
How the Process Works
Step 1: Contact us online, call 509-769-3439, or email info@reibrandedhomebuyer.com
Step 2: We assess your home and situation — no appraisals or inspections
Step 3: Get a no-obligation cash offer in 24–48 hours
Step 4: If you accept, we close on your schedule
Step 5: You get cash and can focus on healing
We Buy in Cities All Across Washington
We help homeowners in:
- Spokane & Spokane Valley
- Tacoma
- Yakima
- Vancouver
- Kennewick, Pasco, Richland
- Everett
- Walla Walla
- Pullman
- Moses Lake
- Ellensburg
- Bellingham
- Olympia
- Centralia
- Washington State
You Deserve to Focus on Your Health — Not Just Your Debt
We get it — letting go of a home is a hard choice. But sometimes, it’s the most powerful way to move forward.
Whether you want to stay in Washington, move closer to family, or just get a fresh start, we’re here to help.
📞 Call 509-769-3439
📧 Email: info@reibrandedhomebuyer.com
💬 Or contact us today
No pressure. No obligations. Just real help when you need it most.
⚖️ Legal Disclaimer
Disclaimer: This article is for informational purposes only and does not constitute legal or financial advice. Please consult an attorney or financial advisor before making real estate decisions.
Sell Your Washington House Fast Today
About REI Branded Home Buyer
Real People. Real Stories. Real Solutions. We’re George and TJ — two regular guys who teamed up to create REI Branded Home Buyer, a local company with one simple mission: to help people sell their homes without stress, games, or pressure. We actually met at a local real estate meetup. A mutual friend randomly shouted, “Hey George, do you want to be this guy’s mentor?” George laughed and said, “Just give him my cell!” A coffee meeting later, and the rest is history. We've been working together ever since. Our passion for helping homeowners comes from personal experience. George was once homeless, so he deeply understands what it’s like to face housing uncertainty. TJ’s family went through a crisis and had to sell their home fast — with the help of a cash homebuyer. Those experiences shaped who we are and inspired us to create a company that treats people the way we wish we’d been treated. Let’s be real: the real estate world is full of shady companies, pushy salespeople, and sleazy homebuyers who care more about profit than people. We started REI Branded Home Buyer because we believe it should be the other way around — people first, profit second. We’re proud to call Spokane home. Our wives, Jenny and Michelle, love the slower pace of life here and all the outdoor beauty Washington has to offer. George and Jenny have two amazing daughters and two dogs — they love to travel and recently visited Japan to see their daughter abroad. TJ and Michelle are outdoor lovers through and through — backpacking, hiking, hunting, fishing, even rock climbing. Michelle’s become quite the mountaineer! If you’re thinking about selling a house — no matter the reason — we’d love to hear your story and see how we can help.