“Why Selling to a Cash Buyer Is the Fastest Solution”
If you’re staring down bankruptcy and wondering how to escape it — you’re not alone. Thousands of Washington homeowners are in the same spot every year. The good news? You have options. And one of the fastest, most effective strategies is to sell your house before bankruptcy hits.
At REI Branded Home Buyer, we help homeowners throughout Washington avoid bankruptcy by selling their homes fast, as-is, and without pressure — so they can get a clean slate and move forward.
What Happens When You File for Bankruptcy?
When you file for bankruptcy, the court steps in to manage your debts. That sounds helpful, but it comes with serious consequences:
- 📉 Your credit takes a massive hit (Chapter 7 stays for 10 years)
- ⏳ You lose control of your property and financial decisions
- 🏠 Your home may be sold by the court anyway — on their timeline, not yours
- 😓 You live under a trustee’s rules, and getting new credit is extremely difficult
For some people, it’s the only path forward. But for others — especially those who own a home — selling the house first can offer a much better outcome.
Should You Sell Your House Before Bankruptcy?
In many cases, yes.
If your home has equity and you’re falling behind on mortgage payments, credit cards, medical debt, or loans, selling the home before filing for bankruptcy can:
✅ Help you pay off high-interest debt
✅ Let you avoid the hit to your credit
✅ Prevent the court from liquidating your assets
✅ Give you more control over the process and outcome
✅ Allow you to walk away with dignity — and possibly cash
Why Homeowners in Washington Choose to Sell Before Filing
Most people we help across Spokane, Yakima, Vancouver, and the Tri-Cities are dealing with one or more of these:
- Loss of income or medical bills
- Credit cards maxed out
- Behind on mortgage or taxes
- Harassment from debt collectors
- Facing foreclosure on top of everything else
- Worried about losing everything through bankruptcy
If this is you — you are not alone, and you are not out of options.
Why Selling to a Cash Buyer Is the Fastest Solution
Selling your house the traditional way (with a realtor) takes too long. You’re looking at:
- 30–90 days to close
- Inspections and appraisals
- Required repairs
- Agent commissions and fees
- Uncertainty of buyer financing
That’s too slow for most bankruptcy timelines.
Instead, REI Branded Home Buyer can step in with:
- ✅ A cash offer in 24 hours
- ✅ A closing in 7–14 days
- ✅ No repairs, no fees, no commissions
- ✅ A fair price and flexible terms
- ✅ Help negotiating with lenders if needed
Our Process: Fast, Fair, and Zero Pressure
Here’s how it works:
- You contact us at 509-769-3439, info@reibrandedhomebuyer.com, or our contact page
- We learn about your situation and the property
- We give you a fair cash offer — no obligation
- You choose the closing date (fast or flexible)
- You get paid, and we handle everything else — including past-due balances
Real Story: A Couple in Spokane Avoided Bankruptcy
We helped a couple in Spokane who had racked up over $60K in credit card debt after a layoff and medical bills. Their house needed $25K in repairs and was one missed payment away from foreclosure.
They were prepping for bankruptcy — until they found us.
We made them a fair offer, closed in 10 days, paid off their mortgage and helped them avoid filing. They kept their credit intact and were able to rent a new place without court involvement.
Can You Sell a House During Bankruptcy?
If you’ve already filed, it’s more complicated — but not impossible.
You’ll need to work through the bankruptcy trustee and possibly get court approval. That process can be slow and stressful.
That’s why we encourage homeowners to reach out before they file, if at all possible. Once you do, the court takes control of your assets.
Frequently Asked Questions
Q: Will you buy my house even if I have other debts?
Yes — we don’t care about your credit. We care about helping you sell the house and get a fresh start.
Q: What if I have little or no equity?
We’ll still look at the property. If we can help you avoid foreclosure or offer a creative solution, we will.
Q: What about liens or back taxes?
We’ve worked with all kinds of liens — from IRS to property tax to judgments. We’ll factor that into our offer and handle the paperwork.
Where We Help Homeowners Across Washington
REI Branded Home Buyer helps people avoid bankruptcy and move forward in:
- Spokane
- Yakima
- Tacoma
- Kennewick, Pasco, Richland
- Vancouver
- Walla Walla
- Everett
- Ellensburg
- Pullman
- Moses Lake
- Olympia
- Centralia
- And throughout Washington State
Don’t Let Bankruptcy Define You — Take Control Today
If bankruptcy is looming and you’re ready to explore a fast sale, let’s talk. REI Branded Home Buyer will guide you through the process, help protect your future, and give you a clean way out.
📞 Call now: 509-769-3439
📧 Email: info@reibrandedhomebuyer.com
💬 Reach out here: Contact Us
You don’t have to lose everything.
You just need the right buyer — and a better path forward.
⚖️ Legal Disclaimer
Disclaimer: This article is for informational purposes only and does not constitute legal or financial advice. Please consult an attorney or financial advisor before making decisions related to bankruptcy or foreclosure.
Sell Your Washington House Fast Today
About REI Branded Home Buyer
Real People. Real Stories. Real Solutions. We’re George and TJ — two regular guys who teamed up to create REI Branded Home Buyer, a local company with one simple mission: to help people sell their homes without stress, games, or pressure. We actually met at a local real estate meetup. A mutual friend randomly shouted, “Hey George, do you want to be this guy’s mentor?” George laughed and said, “Just give him my cell!” A coffee meeting later, and the rest is history. We've been working together ever since. Our passion for helping homeowners comes from personal experience. George was once homeless, so he deeply understands what it’s like to face housing uncertainty. TJ’s family went through a crisis and had to sell their home fast — with the help of a cash homebuyer. Those experiences shaped who we are and inspired us to create a company that treats people the way we wish we’d been treated. Let’s be real: the real estate world is full of shady companies, pushy salespeople, and sleazy homebuyers who care more about profit than people. We started REI Branded Home Buyer because we believe it should be the other way around — people first, profit second. We’re proud to call Spokane home. Our wives, Jenny and Michelle, love the slower pace of life here and all the outdoor beauty Washington has to offer. George and Jenny have two amazing daughters and two dogs — they love to travel and recently visited Japan to see their daughter abroad. TJ and Michelle are outdoor lovers through and through — backpacking, hiking, hunting, fishing, even rock climbing. Michelle’s become quite the mountaineer! If you’re thinking about selling a house — no matter the reason — we’d love to hear your story and see how we can help.