Medical debt can sneak up on anyone — one emergency, one accident, or one diagnosis is all it takes to rack up tens of thousands in unexpected bills. If you’re facing this situation in Washington, we want you to know: you’re not alone, and you do have options.
At REI Branded Home Buyer, we help homeowners who are overwhelmed by medical debt sell their homes quickly, for cash, and with compassion. If your house feels like more of a burden than a solution right now, we can step in and help you breathe again.
How Medical Debt Impacts Homeowners
Medical debt doesn’t just affect your wallet — it impacts your mental health, your credit, your ability to refinance, and your entire family’s stability. Here’s what we’ve seen in cities like Spokane, Yakima, and Tacoma:
- Missed mortgage payments due to hospital bills
- Credit cards maxed out covering prescriptions or co-pays
- Unable to qualify for a loan modification or refinance
- Facing collections or garnishments
- Falling behind on property taxes or utilities
- In danger of foreclosure or bankruptcy
You don’t need to hit rock bottom before getting help. Selling your house could be the first step toward financial (and emotional) recovery.
Why Selling a House Might Be the Right Move
If your home has equity and you can’t keep up with the bills, selling might be your best path forward.
Here’s what it can do:
✅ Pay off large medical bills or collections
✅ Prevent foreclosure or legal action
✅ Reduce monthly living expenses
✅ Help you downsize to something more affordable
✅ Protect your credit from long-term damage
✅ Free you from the emotional stress of juggling it all
What About Listing With an Agent?
In many cases, listing your house on the market isn’t realistic when you’re under medical or financial pressure:
- It takes 30–90+ days to sell
- You’ll need to clean, stage, and do repairs
- You’ll pay agent commissions and closing costs
- Showings may interrupt your recovery or caregiving
- Buyers may back out due to inspection or financing issues
If you need fast, guaranteed help — REI Branded Home Buyer is your shortcut.
We Buy Houses Fast — Even in Medical Debt Situations
We specialize in helping people just like you: homeowners who need to sell fast, don’t have time or money for repairs, and want a clear way out.
✅ Cash offers within 24 hours
✅ Close in as little as 7 days
✅ We buy as-is — no cleaning or fixing
✅ No fees, commissions, or hidden costs
✅ We’ll even help with paperwork or moving logistics if needed
How It Works
- Reach out to us at 509-769-3439, info@reibrandedhomebuyer.com, or contact us
- We review your situation and property details
- You get a no-obligation cash offer within 24 hours
- You pick the closing date — we can move fast or give you time
- You walk away with cash in hand and zero stress
It’s really that simple. We’re not here to pressure you. We’re here to serve.
Frequently Asked Questions
Q: Will selling my home affect my eligibility for assistance or insurance?
In some cases, yes — but it depends on your program. Always speak to a financial advisor if you’re enrolled in Medicare, Medicaid, or any assistance program.
Q: I’m in collections — can I still sell?
Absolutely. We can buy even if collectors are calling, lawsuits are pending, or judgments are filed. We’ve dealt with it all.
Q: What if I owe more than the house is worth?
Let’s talk. In some cases, we can still work with you through a short sale or creative solution.
Where We Buy Houses in Washington
We help families dealing with medical debt sell homes quickly in:
- Spokane
- Spokane Valley
- Tacoma
- Yakima
- Vancouver
- Tri-Cities: Kennewick, Pasco, Richland
- Walla Walla
- Everett
- Bellingham
- Moses Lake
- Ellensburg
- Pullman
- Olympia
- Centralia
- And throughout Washington State
Take Back Control — One Step at a Time
If medical debt is suffocating you, selling your home might be the single most powerful move you can make.
Let’s talk — no pressure, just honest answers.
📞 Call us at 509-769-3439
📧 Email: info@reibrandedhomebuyer.com
💬 Or contact us
You deserve relief. You deserve peace. And you don’t have to do this alone.
⚖️ Legal Disclaimer
Disclaimer: This article is for informational purposes only and does not constitute legal or financial advice. Please consult an attorney or financial advisor before making decisions related to medical debt or real estate.
Sell Your Washington House Fast Today
About REI Branded Home Buyer
Real People. Real Stories. Real Solutions. We’re George and TJ — two regular guys who teamed up to create REI Branded Home Buyer, a local company with one simple mission: to help people sell their homes without stress, games, or pressure. We actually met at a local real estate meetup. A mutual friend randomly shouted, “Hey George, do you want to be this guy’s mentor?” George laughed and said, “Just give him my cell!” A coffee meeting later, and the rest is history. We've been working together ever since. Our passion for helping homeowners comes from personal experience. George was once homeless, so he deeply understands what it’s like to face housing uncertainty. TJ’s family went through a crisis and had to sell their home fast — with the help of a cash homebuyer. Those experiences shaped who we are and inspired us to create a company that treats people the way we wish we’d been treated. Let’s be real: the real estate world is full of shady companies, pushy salespeople, and sleazy homebuyers who care more about profit than people. We started REI Branded Home Buyer because we believe it should be the other way around — people first, profit second. We’re proud to call Spokane home. Our wives, Jenny and Michelle, love the slower pace of life here and all the outdoor beauty Washington has to offer. George and Jenny have two amazing daughters and two dogs — they love to travel and recently visited Japan to see their daughter abroad. TJ and Michelle are outdoor lovers through and through — backpacking, hiking, hunting, fishing, even rock climbing. Michelle’s become quite the mountaineer! If you’re thinking about selling a house — no matter the reason — we’d love to hear your story and see how we can help.