“How REI Branded Home Buyer Can Help”
Inheriting a house can feel like both a gift and a burden—especially when there’s still a mortgage attached. If you’ve recently inherited a home in Washington and you’re wondering what to do about the mortgage, you’re not alone.
At REI Branded Home Buyer, we talk to people every week in your shoes. You inherited a property, but now you’re stuck paying a monthly mortgage on a home you don’t want to live in. Or maybe you’re juggling multiple heirs, legal steps, and family pressure. Let’s break it down and help you figure out the best next move.
Can You Sell a House With an Inherited Mortgage?
Yes, you absolutely can. The key is understanding the type of mortgage and your responsibilities.
If the home has a conventional mortgage, the lender still expects payments. You’ll need to keep up with them until the property is sold, or risk foreclosure.
If it’s a reverse mortgage, things are a bit more urgent—those typically require repayment in full shortly after the homeowner passes.
Regardless of the mortgage type, you are allowed to sell the home. The proceeds from the sale will first pay off the loan balance, and any remaining funds are yours (or divided among heirs, depending on the estate).
Common Situations We See
- You’re making payments on a house you don’t want.
- The property is stuck in probate, but the lender is still calling.
- The house needs repairs and won’t sell easily on the market.
- Multiple heirs can’t agree on what to do.
If any of this sounds familiar, you’re not alone—and we’re here to help you navigate it.
What Are Your Options?
1. List the Home With an Agent
This works well if the house is in good shape and you have time. However, if you’re juggling mortgage payments, repairs, and time-sensitive issues, it can become costly.
2. Rent It Out
A short-term fix—but being a landlord isn’t for everyone, especially if you don’t live nearby or the home needs maintenance.
3. Sell As-Is for Cash
If the house is dated, needs work, or you simply want to move on quickly, we can make you a cash offer and close in as little as 7 days. We buy homes all across Washington, including Ellensburg, Centralia, and Spokane.
What About Probate?
If the home is still in probate, you may need to wait for court approval before selling. But we can still make an offer now and work with your probate attorney to time everything correctly.
We’ve walked several Spokane families through this exact situation—including a case where the home had liens, a mortgage, and four heirs across different states. We handled all the title work and paid cash, and everyone walked away with their share—no headaches.
We Make It Simple
Here’s how it works:
- Contact us and tell us about the property
- We’ll schedule a brief walk-through or get photos
- You’ll receive a cash offer—no repairs or cleaning needed
- If you accept, we handle the paperwork and close when you’re ready
No real estate agents. No open houses. No fees. Just a clear path forward.
Talk to a Local, Trusted Homebuyer
Whether the mortgage is stressing you out or the home needs too much work, we can help you move on. Let’s talk it through and find a path that works for you.
📞 509-769-3439
📧 info@reibrandedhomebuyer.com
🔗 Contact us today
Disclaimer: This article is for informational purposes only and does not constitute legal or financial advice. Please consult with a licensed attorney or probate specialist for guidance specific to your situation.
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About REI Branded Home Buyer
Real People. Real Stories. Real Solutions. We’re George and TJ — two regular guys who teamed up to create REI Branded Home Buyer, a local company with one simple mission: to help people sell their homes without stress, games, or pressure. We actually met at a local real estate meetup. A mutual friend randomly shouted, “Hey George, do you want to be this guy’s mentor?” George laughed and said, “Just give him my cell!” A coffee meeting later, and the rest is history. We've been working together ever since. Our passion for helping homeowners comes from personal experience. George was once homeless, so he deeply understands what it’s like to face housing uncertainty. TJ’s family went through a crisis and had to sell their home fast — with the help of a cash homebuyer. Those experiences shaped who we are and inspired us to create a company that treats people the way we wish we’d been treated. Let’s be real: the real estate world is full of shady companies, pushy salespeople, and sleazy homebuyers who care more about profit than people. We started REI Branded Home Buyer because we believe it should be the other way around — people first, profit second. We’re proud to call Spokane home. Our wives, Jenny and Michelle, love the slower pace of life here and all the outdoor beauty Washington has to offer. George and Jenny have two amazing daughters and two dogs — they love to travel and recently visited Japan to see their daughter abroad. TJ and Michelle are outdoor lovers through and through — backpacking, hiking, hunting, fishing, even rock climbing. Michelle’s become quite the mountaineer! If you’re thinking about selling a house — no matter the reason — we’d love to hear your story and see how we can help.