“Your Trusted Home Buyer REI Branded Home Buyer”
Can You Sell a House in Washington State with a Mortgage?
Yes — homeowners across Washington State sell homes with existing mortgages every day. Whether you’re in Seattle, Spokane, Vancouver, or Everett, you don’t have to wait until the balance is paid off.
As long as the sale covers your mortgage, or you have cash to close the gap, you’re good to go. You’ll just need to request a payoff statement from your mortgage lender.
Can You Sell If You’re Behind on Payments?
You can — but you’ll need to act quickly.
If you’re behind on payments, your lender may file a Notice of Default or even begin a foreclosure. Washington State is a non-judicial foreclosure state, which means the process can move fast.
Once you receive a Notice of Trustee Sale, time is short. But if you sell before the auction date, you may be able to avoid foreclosure, save your credit, and walk away with cash.
What If You’re “Underwater”?
If you owe more than the home is worth, you’re considered underwater. Your options include:
- A short sale (requires lender approval)
- Negotiating a loan assumption
- Renting it out
- Selling to a cash buyer who can help bridge the gap
At REI Branded Home Buyer, we specialize in working with sellers in tricky situations.
How to Sell a Mortgaged House Without Stress
Traditional selling = showings, agent commissions, repairs, inspections.
But there’s a faster way.
At REI Branded Home Buyer, we:
- Handle your mortgage payoff
- Buy as-is (no repairs)
- Close on your timeline
Just like we’ve helped sellers in Kennewick, Tacoma, and Yakima, we can help you too.
We Buy Houses with Mortgages Anywhere in WA
From Bellingham to Walla Walla, we buy homes fast — even with:
- Late payments
- High balances
- Repair issues
- Liens
Need to sell? Contact us today.
📧 info@reibrandedhomebuyer.com
Helpful Resources
Disclaimer: This article is intended for informational purposes only and does not constitute legal, financial, or tax advice. Please consult with a qualified professional for your specific situation.
Sell Your Washington House Fast Today
About REI Branded Home Buyer
Real People. Real Stories. Real Solutions. We’re George and TJ — two regular guys who teamed up to create REI Branded Home Buyer, a local company with one simple mission: to help people sell their homes without stress, games, or pressure. We actually met at a local real estate meetup. A mutual friend randomly shouted, “Hey George, do you want to be this guy’s mentor?” George laughed and said, “Just give him my cell!” A coffee meeting later, and the rest is history. We've been working together ever since. Our passion for helping homeowners comes from personal experience. George was once homeless, so he deeply understands what it’s like to face housing uncertainty. TJ’s family went through a crisis and had to sell their home fast — with the help of a cash homebuyer. Those experiences shaped who we are and inspired us to create a company that treats people the way we wish we’d been treated. Let’s be real: the real estate world is full of shady companies, pushy salespeople, and sleazy homebuyers who care more about profit than people. We started REI Branded Home Buyer because we believe it should be the other way around — people first, profit second. We’re proud to call Spokane home. Our wives, Jenny and Michelle, love the slower pace of life here and all the outdoor beauty Washington has to offer. George and Jenny have two amazing daughters and two dogs — they love to travel and recently visited Japan to see their daughter abroad. TJ and Michelle are outdoor lovers through and through — backpacking, hiking, hunting, fishing, even rock climbing. Michelle’s become quite the mountaineer! If you’re thinking about selling a house — no matter the reason — we’d love to hear your story and see how we can help.