“Work With Pros Who Care”
If you’ve received a Notice of Default, missed mortgage payments, or gotten a letter from your lender about foreclosure proceedings—you’re not alone. Pre-foreclosure is more common than people think, and if you act fast, you still have options.
Let’s talk about how to sell your house during pre-foreclosure in Washington and stop the process before it gets worse.
What Is Pre-Foreclosure?
Pre-foreclosure is the period after you’ve missed payments, but before the bank officially forecloses and takes the house. It’s your warning window—the time to act before the situation becomes a full-blown foreclosure or auction.
Here’s what typically happens:
- You fall behind on mortgage payments
- The lender sends a Notice of Default
- You have a reinstatement period to catch up or find another solution
- If unresolved, the house moves toward foreclosure sale
Can You Sell a House in Pre-Foreclosure?
Yes. In Washington, you absolutely can sell your house during pre-foreclosure—right up until the auction date.
In fact, selling is often one of the smartest ways to:
- Avoid foreclosure on your credit
- Pay off your lender
- Walk away with money in your pocket
- Stop the stress before it spirals
How to Sell a House in Pre-Foreclosure
Step 1: Know Your Deadline
Check your Notice of Default for timelines. In Washington, nonjudicial foreclosure gives you about 120 days before the trustee sale is scheduled. Time is of the essence.
Step 2: Get Your Payoff Amount
Contact your lender and request a payoff statement. This is how much you’ll need to clear the mortgage at closing.
Step 3: Decide How You Want to Sell
Option A: Traditional Listing
You can list the property with a real estate agent—but it takes time, requires repairs and showings, and might not close fast enough to beat the auction.
Option B: Sell to a Cash Buyer
You can sell directly to a homebuyer like us at REI Branded Home Buyer. We close in as little as 7 days, cover your closing costs, and can communicate directly with your lender to ensure the sale stops foreclosure in time.
We’ve Helped Washington Homeowners Just Like You
In Spokane, Kennewick, Walla Walla, and beyond—we’ve helped dozens of homeowners facing foreclosure:
✅ Behind on payments
✅ Sick of threatening letters
✅ House needs major repairs
✅ Divorce or job loss
✅ Inherited a property but can’t afford the loan
We’ve even helped sellers just days before the auction.
Real Story: Beating Foreclosure in Spokane
One homeowner in Spokane’s Hillyard neighborhood was just 10 days from the foreclosure sale. She didn’t know where to turn and didn’t have the funds to fix her house or catch up on payments.
We made a fair cash offer, worked with her lender, and closed in 7 days—just in time to stop the sale. She avoided foreclosure and even walked away with a little money for a fresh start.
What If You Owe More Than the House Is Worth?
If your mortgage payoff is higher than your home’s value, you may qualify for a short sale. We can still help—often negotiating directly with your bank to accept less than what’s owed.
It’s not easy, but with the right buyer and an experienced team, it’s very possible.
Let’s Stop Foreclosure—Together
We know how scary this process can be. But you don’t have to face it alone. At REI Branded Home Buyer, we’re not here to judge. We’re here to help you move forward.
📞 Call us at 509-769-3439
📧 Email info@reibrandedhomebuyer.com
🔗 Contact us here
Disclaimer: This article is for informational purposes only and does not constitute legal or financial advice. Please consult with a foreclosure attorney or financial advisor before making decisions regarding your mortgage.
Sell Your Washington House Fast Today
About REI Branded Home Buyer
Real People. Real Stories. Real Solutions. We’re George and TJ — two regular guys who teamed up to create REI Branded Home Buyer, a local company with one simple mission: to help people sell their homes without stress, games, or pressure. We actually met at a local real estate meetup. A mutual friend randomly shouted, “Hey George, do you want to be this guy’s mentor?” George laughed and said, “Just give him my cell!” A coffee meeting later, and the rest is history. We've been working together ever since. Our passion for helping homeowners comes from personal experience. George was once homeless, so he deeply understands what it’s like to face housing uncertainty. TJ’s family went through a crisis and had to sell their home fast — with the help of a cash homebuyer. Those experiences shaped who we are and inspired us to create a company that treats people the way we wish we’d been treated. Let’s be real: the real estate world is full of shady companies, pushy salespeople, and sleazy homebuyers who care more about profit than people. We started REI Branded Home Buyer because we believe it should be the other way around — people first, profit second. We’re proud to call Spokane home. Our wives, Jenny and Michelle, love the slower pace of life here and all the outdoor beauty Washington has to offer. George and Jenny have two amazing daughters and two dogs — they love to travel and recently visited Japan to see their daughter abroad. TJ and Michelle are outdoor lovers through and through — backpacking, hiking, hunting, fishing, even rock climbing. Michelle’s become quite the mountaineer! If you’re thinking about selling a house — no matter the reason — we’d love to hear your story and see how we can help.