“How REI Branded Home Buyer Can Help”
If you’re staring down bankruptcy, it might feel like there’s no way out. Bills are piling up. Creditors are calling. And your house — once a blessing — now feels like a burden you can’t carry.
But before you file, there’s one more move to consider: selling your house.
At REI Branded Home Buyer, we’ve helped Washington homeowners sell their homes fast to avoid bankruptcy, pay down debt, and walk away with cash and peace of mind.
How Selling Your House Can Help
Bankruptcy is a big decision with long-term consequences. But if you have equity in your home, you may be able to:
- Sell the property
- Pay off high-interest debt
- Settle with creditors
- Avoid bankruptcy entirely
Even if you don’t have much equity, selling may give you enough of a cushion to reset — and avoid the 7–10 year hit to your credit.
Types of Bankruptcy in Washington
There are two main types of bankruptcy for individuals:
- Chapter 7 – Liquidation of assets. Your house could be sold by a trustee.
- Chapter 13 – Debt repayment plan. You keep your house but pay creditors over 3–5 years.
In either case, selling before filing gives you more control — and may help you keep more of your money.
We Buy Houses With Debt, Liens, and Legal Issues
At REI Branded Home Buyer, we’re not afraid of messy financial situations. We’ve helped sellers with:
- IRS liens
- Credit card judgments
- Defaulted second mortgages
- Foreclosure filings
- Code violations and back taxes
You don’t need to clean or repair anything. We’ll handle the heavy lifting — and close fast so you can avoid court.
Real Story: Bankruptcy Averted in Centralia
A homeowner in Centralia was drowning in medical debt after a major surgery. She was ready to file Chapter 7, but her home had $85K in equity. We made a cash offer, closed in 10 days, and she paid off her debt — no bankruptcy needed.
Fast Facts: Bankruptcy & Real Estate in Washington
- Bankruptcy stays on your credit report for 7–10 years
- Selling beforehand may preserve your credit and control
- Courts may liquidate your home if you file Chapter 7
- A fast cash sale can prevent long-term damage
Let’s Talk Before You File
Time is key. The sooner you act, the more options you have.
📞 Call or text 509-769-3439
📧 Email info@reibrandedhomebuyer.com
💻 Or contact us here
We help homeowners in Spokane, Olympia, Yakima, and all across Washington find solutions that avoid bankruptcy and restore financial freedom.
Disclaimer: This article is for informational purposes only and does not constitute legal or financial advice. Please consult with an attorney or bankruptcy specialist before making financial decisions.
Sell Your Washington House Fast Today
About REI Branded Home Buyer
Real People. Real Stories. Real Solutions. We’re George and TJ — two regular guys who teamed up to create REI Branded Home Buyer, a local company with one simple mission: to help people sell their homes without stress, games, or pressure. We actually met at a local real estate meetup. A mutual friend randomly shouted, “Hey George, do you want to be this guy’s mentor?” George laughed and said, “Just give him my cell!” A coffee meeting later, and the rest is history. We've been working together ever since. Our passion for helping homeowners comes from personal experience. George was once homeless, so he deeply understands what it’s like to face housing uncertainty. TJ’s family went through a crisis and had to sell their home fast — with the help of a cash homebuyer. Those experiences shaped who we are and inspired us to create a company that treats people the way we wish we’d been treated. Let’s be real: the real estate world is full of shady companies, pushy salespeople, and sleazy homebuyers who care more about profit than people. We started REI Branded Home Buyer because we believe it should be the other way around — people first, profit second. We’re proud to call Spokane home. Our wives, Jenny and Michelle, love the slower pace of life here and all the outdoor beauty Washington has to offer. George and Jenny have two amazing daughters and two dogs — they love to travel and recently visited Japan to see their daughter abroad. TJ and Michelle are outdoor lovers through and through — backpacking, hiking, hunting, fishing, even rock climbing. Michelle’s become quite the mountaineer! If you’re thinking about selling a house — no matter the reason — we’d love to hear your story and see how we can help.