Facing Pre-Foreclosure in Washington? Here’s How to Sell Fast and Avoid Losing It All

If you’re behind on your mortgage payments and have received a Notice of Default or Notice of Trustee Sale, your home may be in pre-foreclosure — a stressful, time-sensitive situation that many Washington homeowners are facing today.

But there is a way out.

Selling your home before the foreclosure auction allows you to protect your credit, stop the stress, and potentially walk away with some equity. At REI Branded Home Buyer, we specialize in buying homes in pre-foreclosure across Washington State. We provide fast, fair cash offers, no matter your situation.

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What Is Pre-Foreclosure?

Pre-foreclosure is the period after a homeowner has missed several mortgage payments but before the lender repossesses or sells the home at auction. In Washington State, this process is typically non-judicial, which means foreclosure can happen quickly — often within 120 days of default.

Here’s how it usually unfolds:

1. Missed Payments: Once you’ve missed 3+ payments, your lender sends a Notice of Default.
2. Notice of Trustee Sale: If the issue isn’t resolved, your home is scheduled for public auction.
3. Foreclosure Sale Date: If no action is taken, your home is sold to the highest bidder.

During pre-foreclosure, you still own your home. That means you still have the right to sell it — and doing so may be your best option.

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Why Selling in Pre-Foreclosure Makes Sense

Here’s why many Washington homeowners choose to sell before foreclosure:

✅ Protect Your Credit

Foreclosure can drop your credit score by 150 to 250 points and stay on your record for 7 years. Selling before foreclosure shows responsibility and minimizes long-term damage.

✅ Stop the Legal Process

Selling your house halts the foreclosure process, giving you more control over your future.

✅ Avoid Losing Equity

If you have equity in the home, selling before the auction allows you to capture that value. In a foreclosure sale, the bank keeps what’s owed and you may receive little to nothing.

✅ No More Missed Payments or Fees

Selling ends the late fees, penalties, and stress of constantly dodging lender calls.

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How We Help Homeowners in Pre-Foreclosure

REI Branded Home Buyer provides a simple, fast solution to help homeowners sell their homes before it’s too late.

We buy houses in all stages of distress — even with missed payments, foreclosure notices, or auction dates approaching. We purchase homes as-is, with no need for repairs, cleaning, or agent commissions.

Whether your home is in Seattle, Spokane, Tacoma, Vancouver, or anywhere in between, we can make a cash offer within 24 hours.

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The Fastest Way to Sell a Pre-Foreclosure House in Washington

🏠 Step 1: Contact Us

Call us at 509-769-3439 or fill out our short form to share details about your home and situation.

💬 Step 2: Get a Free Consultation

We’ll talk through your options and let you know exactly how we can help — no pressure, no obligation.

💵 Step 3: Receive a Fair Cash Offer

Within 24–48 hours, you’ll receive a no-obligation cash offer based on your home’s condition and market value.

🔑 Step 4: Close on Your Schedule

You pick the date — we can close in as little as 7 days or work with your timeline. No hidden fees, no delays.

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We Buy Houses in All Pre-Foreclosure Scenarios

We’ve worked with Washington homeowners in all types of tough financial situations, including:

• ✔️ Behind on mortgage payments
• ✔️ Received a Notice of Default or auction notice
• ✔️ Owe more than the home is worth
• ✔️ Dealing with job loss, divorce, or illness
• ✔️ Trying to avoid bankruptcy
• ✔️ Facing liens or back taxes
• ✔️ Inherited a home with missed payments

Even if you’re not sure whether selling is the right step, we’ll walk you through the process and explain your options clearly and respectfully.

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What If You Owe More Than the House Is Worth?

If your mortgage is underwater — meaning you owe more than the market value — you may be eligible for a short sale. In a short sale, your lender agrees to accept less than what’s owed if the sale helps avoid foreclosure.

We’ve assisted Washington homeowners with successful short sales by:

• Coordinating directly with the lender
• Submitting the short sale package
• Providing proof of financial hardship
• Negotiating terms on the seller’s behalf

Short sales take time, but we handle the heavy lifting so you can move forward.

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Areas We Serve in Washington

We buy pre-foreclosure homes in cities and towns across Washington, including:

• Seattle – Urban homes with high mortgage balances
• Spokane – Pre-foreclosure homes in older neighborhoods
• Tacoma & Everett – Homes with liens, taxes, or missed payments
• Yakima & Tri-Cities – Homes in financial hardship due to job loss
• Vancouver, Olympia, Kennewick, Wenatchee, and more

No matter where you are in Washington, if your home is in pre-foreclosure, we can help.

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FAQ: Selling Your Home in Pre-Foreclosure in Washington

Q: Can I sell my house after receiving a Notice of Default?
A: Yes. You can sell at any point before the foreclosure auction takes place. The sooner you act, the more options you’ll have.

Q: How long does it take to sell my home for cash?
A: We can close in 7–14 days, or longer if needed. We work on your timeline.

Q: What happens to the foreclosure process once I sell?
A: Once the sale is complete, your lender is paid off from the proceeds and the foreclosure process ends.

Q: What if my auction date is coming up soon?
A: We can work quickly and, in some cases, help postpone the auction so the sale can go through.

Q: Will I owe anything after the sale?
A: If you have equity, you may walk away with cash in hand. If it’s a short sale, the lender may forgive the remaining balance — we’ll help negotiate the best outcome.

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Avoid Foreclosure. Sell Your House Fast in Washington State.

If you’re behind on payments or facing foreclosure, you’re not alone — and you’re not out of options. REI Branded Home Buyer offers easy home buyer solutions that let you sell quickly, protect your credit, and avoid losing your home to the bank.

📞 Call us now at 509-769-3439 to get started. You can also fill out our form to receive a free cash offer and consultation.