“Work With Pros Who Care”
If you’re a veteran or active-duty service member and bought your home with a VA loan, you might be wondering: Can I sell if I still owe on it?
The answer is yes — absolutely. You can sell your home even if the loan is still active, just like any other mortgage. At REI Branded Home Buyer, we help Washington veterans sell quickly, even if they owe more than expected or need to relocate fast.
What Happens to the VA Loan When You Sell?
Your VA loan gets paid off at closing. The title company uses the proceeds from the sale to pay your mortgage balance. If you have equity, you keep the difference. If you’re underwater (owe more than the home is worth), you might need to bring money to closing — or explore a short sale.
Reasons Veterans in Washington Sell With VA Loans
- PCS or military relocation
- Divorce or life changes
- House is too big or too small
- Financial hardship
- Need to access VA loan benefits again
Selling allows you to restore your VA loan entitlement and reuse it on your next home — whether you stay in Washington or move out of state.
Can You Sell a House With a VA Loan If You’re Behind?
Yes — but time is crucial. If you’re behind on payments and the loan is in default, the VA won’t stop the foreclosure process unless you take action.
That’s where we come in.
At REI Branded Home Buyer, we buy homes fast — even with missed payments, liens, or foreclosure notices. We can work with your lender and the VA loan department to resolve things quickly and help you avoid lasting damage to your credit.
Real Story: PCS Move From Pasco
A military family in Pasco received unexpected orders to relocate across the country. They had an active VA loan and very little equity. We made a same-day offer, paid off their mortgage, and helped them close before their moving truck even left.
Fast Facts: VA Loans & Home Sales in WA
- VA loans can be paid off just like any mortgage
- Selling resets your VA loan entitlement
- You can sell even if you’re behind — but act fast
- Traditional sales take time — cash buyers move faster
Don’t Let Your VA Loan Hold You Back
Whether you’re PCSing, downsizing, or just ready for a change — we’ve got your back.
📞 Call or text 509-769-3439
📧 Email info@reibrandedhomebuyer.com
💻 Or reach out here
We’ve helped veterans and families across Spokane, Vancouver, Bellingham, and every corner of Washington sell fast and move on — with dignity and respect.
Disclaimer: This article is for informational purposes only and does not constitute legal or mortgage advice. Please consult your VA loan servicer or a housing counselor for assistance with your specific situation.
Sell Your Washington House Fast Today
About REI Branded Home Buyer
Real People. Real Stories. Real Solutions. We’re George and TJ — two regular guys who teamed up to create REI Branded Home Buyer, a local company with one simple mission: to help people sell their homes without stress, games, or pressure. We actually met at a local real estate meetup. A mutual friend randomly shouted, “Hey George, do you want to be this guy’s mentor?” George laughed and said, “Just give him my cell!” A coffee meeting later, and the rest is history. We've been working together ever since. Our passion for helping homeowners comes from personal experience. George was once homeless, so he deeply understands what it’s like to face housing uncertainty. TJ’s family went through a crisis and had to sell their home fast — with the help of a cash homebuyer. Those experiences shaped who we are and inspired us to create a company that treats people the way we wish we’d been treated. Let’s be real: the real estate world is full of shady companies, pushy salespeople, and sleazy homebuyers who care more about profit than people. We started REI Branded Home Buyer because we believe it should be the other way around — people first, profit second. We’re proud to call Spokane home. Our wives, Jenny and Michelle, love the slower pace of life here and all the outdoor beauty Washington has to offer. George and Jenny have two amazing daughters and two dogs — they love to travel and recently visited Japan to see their daughter abroad. TJ and Michelle are outdoor lovers through and through — backpacking, hiking, hunting, fishing, even rock climbing. Michelle’s become quite the mountaineer! If you’re thinking about selling a house — no matter the reason — we’d love to hear your story and see how we can help.