“Work With Pros Who Care”
Divorce is hard enough without having a mortgage tying you together. If you’re splitting up but still owe on your house, the question becomes: Who pays? Who gets what? And how do we move on?
The good news is, you can sell your house, pay off the mortgage, and split the remaining equity — all without dragging it through court. At REI Branded Home Buyer, we help couples across Washington sell their homes quickly and fairly, even during tough situations.
What Happens to the Mortgage in a Divorce?
In Washington, if both spouses are on the mortgage and title, both are responsible for the loan — until it’s paid off. The court may:
- Order the house to be sold
- Award the house to one spouse (who must refinance)
- Require the couple to sell and split the proceeds
But often, selling is the cleanest option — especially if neither person wants to keep the house or can afford it alone.
What If One Person Refuses to Sell?
If the mortgage is joint and both names are on the title, you both must agree to sell — unless a court orders otherwise. That’s why it’s best to reach a mutual decision early, before the home becomes a point of conflict or a financial drain.
Why Selling As-Is Makes Divorce Easier
At REI Branded Home Buyer, we buy houses in as-is condition, which means:
- No repairs
- No cleaning
- No real estate agents
- No showings
- No waiting around
We make fair cash offers, handle the paperwork, and work with both parties neutrally — so you can both move on.
Real Story: Mortgage Split in Everett
We worked with a couple in Everett going through a divorce. The house still had $198,000 left on the mortgage. They couldn’t agree on repairs, and one party had already moved out. We made a fair offer, paid off the mortgage at closing, and wired the net proceeds separately to each party.
Fast Facts: Divorce + Mortgage in WA
- You can’t refinance into one name unless one party qualifies solo
- Selling is often the simplest solution
- The mortgage is paid off at closing
- Equity is divided per the divorce agreement or mutual decision
Let Us Be the Neutral Party
If emotions are high, let us be the low-drama option.
📞 Call or text 509-769-3439
📧 Email info@reibrandedhomebuyer.com
💻 Or contact us here
We work with divorcing couples across Thurston, Spokane, Island, and King Counties — helping them close this chapter and start fresh.
Disclaimer: This article is for informational purposes only and does not constitute legal advice. Always consult a divorce attorney when making decisions involving shared assets and mortgages.
Sell Your Washington House Fast Today
About REI Branded Home Buyer
Real People. Real Stories. Real Solutions. We’re George and TJ — two regular guys who teamed up to create REI Branded Home Buyer, a local company with one simple mission: to help people sell their homes without stress, games, or pressure. We actually met at a local real estate meetup. A mutual friend randomly shouted, “Hey George, do you want to be this guy’s mentor?” George laughed and said, “Just give him my cell!” A coffee meeting later, and the rest is history. We've been working together ever since. Our passion for helping homeowners comes from personal experience. George was once homeless, so he deeply understands what it’s like to face housing uncertainty. TJ’s family went through a crisis and had to sell their home fast — with the help of a cash homebuyer. Those experiences shaped who we are and inspired us to create a company that treats people the way we wish we’d been treated. Let’s be real: the real estate world is full of shady companies, pushy salespeople, and sleazy homebuyers who care more about profit than people. We started REI Branded Home Buyer because we believe it should be the other way around — people first, profit second. We’re proud to call Spokane home. Our wives, Jenny and Michelle, love the slower pace of life here and all the outdoor beauty Washington has to offer. George and Jenny have two amazing daughters and two dogs — they love to travel and recently visited Japan to see their daughter abroad. TJ and Michelle are outdoor lovers through and through — backpacking, hiking, hunting, fishing, even rock climbing. Michelle’s become quite the mountaineer! If you’re thinking about selling a house — no matter the reason — we’d love to hear your story and see how we can help.