“Work With Pros Who Care”
Falling behind on mortgage payments is stressful. You’re not alone—and the good news is: you still have options.
If you’re in Washington and you’re behind on your mortgage, it’s not too late to sell your house and avoid foreclosure. You might even walk away with cash in hand.
Let’s break it down.
What Happens When You Fall Behind?
Here’s a quick timeline of how it usually works:
- Miss a payment – Your lender sends you a reminder.
- Miss 2–3 payments – You’ll start getting default notices.
- 90+ days late – You’ll likely get a formal Notice of Default.
- 120+ days late – Foreclosure proceedings may begin.
But foreclosure doesn’t happen overnight. In Washington, it’s a non-judicial foreclosure state, which means lenders follow a strict process with legal notices and timelines. That gives you a window to act.
Yes—You Can Still Sell
Even if you’re behind on your mortgage payments, you can still sell your home.
In fact, many people do it to:
- Avoid foreclosure
- Protect their credit
- Get out from under a stressful situation
- Move on with peace of mind
At REI Branded Home Buyer, we help homeowners in this exact situation. We can buy your home as-is, handle the paperwork, and close before your lender takes the property back.
How We Help People Behind on Payments
✅ We buy houses fast—before the foreclosure date
✅ We work with title and escrow companies who understand foreclosure timelines
✅ We offer cash, so there’s no lender delay
✅ We can handle lien payoffs, back taxes, and even communication with your lender
And best of all: there are no agent fees, no commissions, and no closing costs.
Real Story: Spokane Home Saved from Auction
One homeowner in Spokane called us just two weeks before their home was set to be auctioned. They were behind six months on their mortgage and couldn’t catch up. We moved quickly, coordinated with the title company, and closed 3 days before the auction. They avoided foreclosure and even walked away with $5,000 to start fresh.
What If You Owe More Than the House Is Worth?
You may still have options:
- A short sale (with lender approval)
- A subject-to sale or seller financing strategy
- We may still be able to help depending on your situation
We’ll look at your numbers and give you honest feedback.
Don’t Wait—The Clock Is Ticking
If you’ve received a Notice of Default or know one is coming, reach out to us immediately. The sooner we talk, the more options we have to help you avoid foreclosure.
We buy homes all over Washington, including:
Call Us Before the Bank Does
📞 509-769-3439
📧 info@reibrandedhomebuyer.com
🔗 Contact us now
We’ll give you a free, no-obligation offer and help you explore every possible way to sell your home before it’s too late.
Disclaimer: This article is for informational purposes only and does not constitute legal or financial advice. Please consult an attorney or financial advisor for guidance related to foreclosure or mortgage default.
Sell Your Washington House Fast Today
About REI Branded Home Buyer
Real People. Real Stories. Real Solutions. We’re George and TJ — two regular guys who teamed up to create REI Branded Home Buyer, a local company with one simple mission: to help people sell their homes without stress, games, or pressure. We actually met at a local real estate meetup. A mutual friend randomly shouted, “Hey George, do you want to be this guy’s mentor?” George laughed and said, “Just give him my cell!” A coffee meeting later, and the rest is history. We've been working together ever since. Our passion for helping homeowners comes from personal experience. George was once homeless, so he deeply understands what it’s like to face housing uncertainty. TJ’s family went through a crisis and had to sell their home fast — with the help of a cash homebuyer. Those experiences shaped who we are and inspired us to create a company that treats people the way we wish we’d been treated. Let’s be real: the real estate world is full of shady companies, pushy salespeople, and sleazy homebuyers who care more about profit than people. We started REI Branded Home Buyer because we believe it should be the other way around — people first, profit second. We’re proud to call Spokane home. Our wives, Jenny and Michelle, love the slower pace of life here and all the outdoor beauty Washington has to offer. George and Jenny have two amazing daughters and two dogs — they love to travel and recently visited Japan to see their daughter abroad. TJ and Michelle are outdoor lovers through and through — backpacking, hiking, hunting, fishing, even rock climbing. Michelle’s become quite the mountaineer! If you’re thinking about selling a house — no matter the reason — we’d love to hear your story and see how we can help.