How to Sell a House With a Lien in Spokane, Washington

Selling a House With a Lien in Spokane

“Work With REI Branded Home Buyer”

Trying to sell your house only to find out there’s a lien on the title? You’re not alone. At REI Branded Home Buyer, we’ve helped Spokane homeowners in this exact situation—people who were shocked to learn a past debt, legal judgment, or unpaid tax bill was blocking their ability to sell.

The good news? You can still sell a house with a lien in Spokane. You just need to understand your options, stay informed, and partner with someone who knows how to help.


What Is a Lien?

A lien is a legal claim against your property. It means someone else has a right to part of the proceeds when the property is sold. Liens can come from:

  • Unpaid property taxes
  • Contractor disputes (mechanic’s liens)
  • Child support or alimony arrears
  • HOA fees
  • Judgment liens (from lawsuits)
  • IRS tax debt

Most of the time, liens show up during the title search when you’re trying to sell. But sometimes, you might already know it’s there and feel stuck.


Can You Sell a House With a Lien in Spokane?

Yes—but there’s a catch. The lien must be resolved before the property can legally transfer to a new owner. That typically means:

  • Paying off the lien from the sale proceeds
  • Negotiating a reduced payoff with the lienholder
  • Disputing an invalid lien through legal channels

You can sell your house with the lien still attached, as long as the buyer agrees to handle it. But this is rare. Most traditional buyers won’t touch a property with a title issue. That’s where we come in.


Real Story From Spokane

We recently worked with a homeowner in Spokane’s South Hill neighborhood who had an old judgment lien tied to a credit card debt. They didn’t even know it was there until the title company flagged it. They didn’t have the money to pay it off—but needed to sell fast. We negotiated with the creditor, took care of the paperwork, and closed in under 14 days.


Your Options When Dealing With a Lien

Here are four paths forward:

1. Pay the Lien Before Closing

If you’ve got savings or equity, this is the cleanest solution. Settle the lien, then sell.

2. Use Proceeds From the Sale

Sometimes the title company will deduct the lien amount at closing. You’ll get whatever’s left over after that.

3. Negotiate the Lien Down

Creditors will often accept a partial payment. We’ve had success cutting lien balances in half.

4. Sell to a Cash Buyer Like Us

We buy houses in Spokane as-is—even with liens. You don’t need to fix anything or handle complex paperwork. We’ll work with the title company and lienholders to make the process smooth and stress-free.


Why Work With REI Branded Home Buyer?

We’re local, trustworthy, and fast. More importantly:

  • We don’t require repairs
  • We buy houses with liens, back taxes, and title issues
  • We handle all paperwork with the title company
  • We close on your timeline
  • No agents. No fees. No surprises.

We’ve helped Spokane sellers in neighborhoods like Garland District, Downtown Spokane, and Hillyard, and we’d be honored to help you too.


Fast Facts

  • 💥 A lien doesn’t mean you can’t sell—just that it must be addressed
  • 💰 You can often pay the lien from sale proceeds
  • 🏡 We buy houses with liens, judgments, and tax issues
  • ⚡ We close in as little as 7 days

Let’s Talk — No Pressure

Have a lien and not sure what to do next? We’ll give you straight answers and a no-obligation offer.

Just contact us or call 509-769-3439. You can also email us directly at info@reibrandedhomebuyer.com.


Disclaimer: This article is for informational purposes only and does not constitute legal or financial advice. Please consult an attorney or financial advisor before making decisions related to liens, bankruptcy, or foreclosure.

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About REI Branded Home Buyer

Real People. Real Stories. Real Solutions. We’re George and TJ — two regular guys who teamed up to create REI Branded Home Buyer, a local company with one simple mission: to help people sell their homes without stress, games, or pressure. We actually met at a local real estate meetup. A mutual friend randomly shouted, “Hey George, do you want to be this guy’s mentor?” George laughed and said, “Just give him my cell!” A coffee meeting later, and the rest is history. We've been working together ever since. Our passion for helping homeowners comes from personal experience. George was once homeless, so he deeply understands what it’s like to face housing uncertainty. TJ’s family went through a crisis and had to sell their home fast — with the help of a cash homebuyer. Those experiences shaped who we are and inspired us to create a company that treats people the way we wish we’d been treated. Let’s be real: the real estate world is full of shady companies, pushy salespeople, and sleazy homebuyers who care more about profit than people. We started REI Branded Home Buyer because we believe it should be the other way around — people first, profit second. We’re proud to call Spokane home. Our wives, Jenny and Michelle, love the slower pace of life here and all the outdoor beauty Washington has to offer. George and Jenny have two amazing daughters and two dogs — they love to travel and recently visited Japan to see their daughter abroad. TJ and Michelle are outdoor lovers through and through — backpacking, hiking, hunting, fishing, even rock climbing. Michelle’s become quite the mountaineer! If you’re thinking about selling a house — no matter the reason — we’d love to hear your story and see how we can help.

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