“How REI Branded Home Buyer Can Help”
If you’re falling behind on your mortgage in Everett, WA, you’re not alone — and you’re not out of options.
Pre-foreclosure is the warning stage before your house is taken by the bank. It’s stressful. It’s overwhelming. But it’s also a window of opportunity to take control and avoid the long-term damage of foreclosure.
At REI Branded Home Buyer, we specialize in helping Everett homeowners like you sell fast, stop foreclosure, and walk away with dignity (and often cash in your pocket).
🚨 What Is Pre-Foreclosure?
Pre-foreclosure happens when you’ve missed several mortgage payments and your lender has issued a Notice of Default (learn more). This is the phase before they schedule a trustee sale or foreclosure auction.
Once your home hits public notice, your time is limited. You may get calls from investors, realtors, and sometimes scammers. Here’s how to navigate it with confidence.
💡 Your Options If You’re in Pre-Foreclosure in Everett
- Catch Up on Payments (If Possible)
If you can bring the loan current — even through help from family, side income, or a temporary loan — you may be able to halt the process. - Loan Modification or Forbearance
Contact your lender to request a modification or temporary pause. This isn’t guaranteed, but it’s worth exploring through resources like HUD. - List on the Market (Time-Consuming)
Selling on the MLS might help, but it takes time — and your timeline may not allow for open houses, repairs, and buyer financing delays. - Sell to a Local Cash Buyer (Fastest Route)
That’s where we come in. We’ll buy your house as-is, close quickly, and help you avoid foreclosure completely.
Contact us here or email us directly at info@reibrandedhomebuyer.com
⚠️ Consequences of Foreclosure in Washington State
Letting your house go to foreclosure in Everett can lead to:
- A hit to your credit score (up to 200 points)
- Being locked out of getting another mortgage for up to 7 years
- Public records showing you lost your home
- Potential tax consequences from a lender write-off
If you’re in Snohomish County, you can also be served a Notice of Trustee Sale — the final step before the auction is set.
🛠️ Sell As-Is, Even With Code Violations or Repairs
Worried about:
- Mold (source)
- Pests (source)
- Unpermitted work (RCW WAC 296-46B-915)
- Liens or title issues (title search)
- Or simply a home in rough condition?
We’ll still buy it. We work with inherited homes, divorce situations, squatters, and more. No cleanup. No agent commissions. Just a fair offer and a fast close.
🧭 Why Everett Homeowners Choose Us
✔️ We’re local — serving Everett, Snohomish County, and surrounding areas
✔️ No repairs, showings, or stress
✔️ Close in as little as 7 days
✔️ Keep your dignity, protect your credit, and move on
📍Helpful Resources for Everett Homeowners
- City of Everett
- Snohomish County
- Washington State Foreclosure Law
- HUD Foreclosure Help
- REI Branded – Everett
- Contact Us
💬 Let’s Talk — Before the Bank Takes Your Home
Time is not on your side when you’re in pre-foreclosure, but you still have options. Let’s talk about how to turn this situation around — fast, confidential, and on your terms.
👉 Reach out now
📧 info@reibrandedhomebuyer.com
📍 Serving Everett, WA and all of Snohomish County
Disclaimer: This blog post is for informational purposes only and does not constitute legal, financial, or real estate advice. REI Branded Home Buyer is not a law firm, and readers are encouraged to consult with licensed professionals regarding their specific situation. All efforts have been made to provide accurate information at the time of writing. Local laws, regulations, and housing policies may change over time.
Sell Your Everett Washington House Fast Today
About REI Branded Home Buyer
Real People. Real Stories. Real Solutions. We’re George and TJ — two regular guys who teamed up to create REI Branded Home Buyer, a local company with one simple mission: to help people sell their homes without stress, games, or pressure. We actually met at a local real estate meetup. A mutual friend randomly shouted, “Hey George, do you want to be this guy’s mentor?” George laughed and said, “Just give him my cell!” A coffee meeting later, and the rest is history. We've been working together ever since. Our passion for helping homeowners comes from personal experience. George was once homeless, so he deeply understands what it’s like to face housing uncertainty. TJ’s family went through a crisis and had to sell their home fast — with the help of a cash homebuyer. Those experiences shaped who we are and inspired us to create a company that treats people the way we wish we’d been treated. Let’s be real: the real estate world is full of shady companies, pushy salespeople, and sleazy homebuyers who care more about profit than people. We started REI Branded Home Buyer because we believe it should be the other way around — people first, profit second. We’re proud to call Spokane home. Our wives, Jenny and Michelle, love the slower pace of life here and all the outdoor beauty Washington has to offer. George and Jenny have two amazing daughters and two dogs — they love to travel and recently visited Japan to see their daughter abroad. TJ and Michelle are outdoor lovers through and through — backpacking, hiking, hunting, fishing, even rock climbing. Michelle’s become quite the mountaineer! If you’re thinking about selling a house — no matter the reason — we’d love to hear your story and see how we can help.